Final Settlement: $53,997.14
Initial Incident
After a hurricane, our insured—a general contractor—struggled with an uncooperative desk adjuster who refused to approve full repairs for the damaged building materials, offering only a partial and unfair settlement.
The Insurance Company’s Response
- Refused to approve full replacement of damaged materials.
- Offered only $18,567.98 instead of the requested $27,000.
- Desk adjuster was dismissive and unprofessional throughout communication.
- Ignored clear policy language requiring full replacement of covered damage.
How We Helped
Coast 2 Coast Adjusters stepped in and took immediate action:
- Reviewed all claim documentation and identified missed damages.
- Wrote a fair estimate reflecting complete replacement per policy.
- Invoked appraisal to ensure an unbiased and accurate settlement.
- Negotiated on behalf of the insured until a fair amount was reached.
The Final Result
Settlement Achieved: $53,997.14
The claim was settled in appraisal for $53,997.14, allowing our client to fully replace all damaged building materials instead of patching over the problem.
Conclusion
Proper representation ensures that insurance companies honor their commitments. Coast 2 Coast made sure our client received the full settlement they deserved.
Initial Offer: $18,567.98
Final Settlement: $53,997.14
Total Increase: $35,429.16
Percentage Increase: 190.92%
