Skip to content
Final Settlement: $33,361.53
Initial Incident
After a powerful windstorm swept through Central Florida, our client’s roof sustained significant damage. Trusting their insurance provider — the same company they’d been paying premiums to for years — they filed a claim.
An insurance adjuster inspected the roof and acknowledged damage but claimed only 14 shingles were affected. The resulting estimate fell below the deductible, meaning the insurer would pay $0.
The Insurance Company’s Response
The insurance company’s position:
- Only 14 shingles damaged — ignoring clear evidence of widespread storm damage
- Estimate placed under deductible, resulting in no payout
- Failed to perform a thorough and accurate inspection
- Overlooked a professional roofing report showing over 140 shingles damaged
How We Helped
The client’s roofing company recommended they hire a Public Adjuster, and they chose Coast 2 Coast Adjusters. We:
- Conducted a detailed inspection confirming over 140 shingles damaged — matching the roofing company’s findings
- Prepared an accurate estimate covering all storm-related roof damage
- Took over negotiations with the insurance company
- Secured full coverage for the necessary repairs
The Final Result
Settlement Achieved: $33,361.53
That’s a complete reversal from the initial $0 offer — ensuring the client could repair the roof properly without paying out-of-pocket for covered damages.
Conclusion
When insurance companies underreport damage, homeowners can be left with unsafe and incomplete repairs. Coast 2 Coast Adjusters fought for our client, turning a “no payout” decision into a $33K settlement that restored the property and peace of mind.
Initial Offer: $0
Final Settlement: $33,361.53
Total Increase: $33,361.53
Percentage Increase: From nothing to full coverage
