Bathroom Water Loss – Denied Claim Turned Into $13,585 Settlement

Final Settlement: $13,585.00

Initial Incident

A small bathroom water loss left the insured relying on their long-time insurance provider. Instead of coverage, their claim was denied under vague language, leaving them with no financial support.

The Insurance Company’s Response

• Denied the claim entirely.
• Stated the damage occurred “over a period of time.”
• Could not define what “a period of time” meant.
• Used vague policy language as grounds to avoid paying.

How We Helped

Coast 2 Coast Adjusters stepped in and took immediate action:

• Took over the claim and challenged the denial.
• Demanded a reinspection of the property.
• Presented clear evidence that the water loss was sudden and accidental.
• Negotiated directly with the carrier until the claim was properly settled.

The Final Result

Settlement Achieved: $13,585.00
The previously denied claim was settled for $13,585.00, turning a complete denial into full compensation for the insured’s bathroom water loss.

Conclusion

This case proves how insurers sometimes use vague excuses to deny valid claims. With Coast 2 Coast’s persistence, the insured received the payout they deserved.

Initial Offer: $0 (Denied)
Final Settlement: $13,585.00
Total Increase: $13,585.00
Percentage Increase: $13,585.00