Windstorm Damage – From $13,955.88 to $41,751.92

Final Settlement: $41,751.92

Initial Incident

A severe windstorm caused 3-tab roof shingles to fail, leading to water intrusion inside the home. The insured contacted Coast 2 Coast after their roof began leaking from the storm.

The Insurance Company’s Response

• Conducted an inspection but underestimated the roof and interior damage.
• Issued a payment of only $13,955.88.
• Failed to account for brittle shingles and full replacement needs.
• Attempted to settle the claim far below actual repair costs.

How We Helped

Coast 2 Coast Adjusters stepped in and took immediate action:

• Inspected the roof and confirmed shingle failure due to high winds.
• Conducted a brittle test that proved replacement was required.
• Documented additional damages overlooked by the insurance company.
• Negotiated and settled the claim for a fair amount.

The Final Result

Settlement Achieved: $41,751.92
The claim was successfully settled for $41,751.92, ensuring the insured received the funds needed to properly repair and restore their home.

Conclusion

This case shows how insurance companies often undervalue storm-related roof damage. With Coast 2 Coast’s expertise, the insured received a settlement that fully addressed the true scope of loss.

Initial Offer: $13,955.88
Final Settlement: $41,751.92
Total Increase: $27,796.04
Percentage Increase: 199.1%