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Final Settlement: $20,445.06
Initial Incident
When a windstorm damaged the roof of our client’s manufactured home and caused water intrusion, she trusted her insurance company to step in and help during the crisis. She filed her claim expecting the support she had been paying premiums for. Instead, what she received left her frustrated and disheartened.
The Insurance Company’s Response
The insurance carrier’s initial actions left the insured shocked:
- Issued an undisputed payment of only $5,421.61
- Failed to properly account for widespread roof damage caused by the storm
- Overlooked interior water intrusion caused by roof leaks
- Left the homeowner feeling betrayed and without enough funds to restore her home
How Coast 2 Coast Helped
Once retained, Coast 2 Coast Adjusters immediately:
- Conducted a full inspection of the roof and interior to identify all storm-related damage
- Prepared a comprehensive estimate reflecting the true repair costs
- Negotiated directly with the carrier to correct their undervaluation
- Secured a fair settlement that ensured the home could be returned to its pre-loss condition
The Final Result
Settlement Achieved: $20,445.06
That’s a 277.10% increase from the carrier’s original offer — nearly quadrupling the payout and giving the insured the funds needed for a full repair.
Conclusion
Insurance carriers often underpay or minimize storm-related claims, leaving homeowners to cover the gap. Coast 2 Coast Adjusters fought on behalf of our client to turn an unfair $5,421.61 offer into more than $20,000 — restoring not just her home, but her trust that someone would fight for her.
Initial Offer: $5,421.61
Final Settlement: $20,445.06
Total Increase: $15,023.45
Percentage Increase: 277.10%
