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Final Settlement: $77,919.76
Insurance companies often collect premiums without hesitation but fight hard to minimize payouts when disaster strikes. That was exactly the case for this client, who was referred to Coast 2 Coast by another satisfied homeowner.
Initial Incident
A severe roof loss left our client needing full replacement. Confident in their coverage, they filed a claim expecting the carrier to cover all necessary repairs.
The Insurance Company’s Offer
Instead of funding the project in full, the carrier:
- Approved only $37,647.98 toward the claim
- Attempted to limit repairs to just 60% of the roof
- Ignored the true extent of the damage, leaving the home vulnerable
How Coast 2 Coast Stepped In
Once hired, Coast 2 Coast took immediate action:
- Inspected the property and confirmed the entire roof needed replacement
- Created a comprehensive estimate outlining the real cost of restoration
- Negotiated firmly with the insurance company to push past their low valuation
- Ensured the claim reflected the full scope of the loss
The Final Result
Settlement Achieved: $77,919.76
This represented a 96.5% increase from the insurance company’s initial offer.
Conclusion
Carriers often attempt to cut corners, but with Coast 2 Coast advocating for the insured, the payout nearly doubled — from $37,647.98 to $77,919.76 — giving our client the funds to restore their roof properly.
Initial Offer: $37,647.98
Final Settlement: $77,919.76
Total Increase: $40,271.78
Percentage Increase: 96.5%
