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Final Settlement: $77,057.64
Storms can strike without warning, leaving behind extensive roof and interior damage. When this happened to one of our insured clients, they acted quickly — but the insurance company’s initial offer didn’t come close to covering the true cost of repairs.
Initial Incident
A severe storm caused significant roof damage and interior water intrusion throughout the property.
The homeowner immediately:
- Installed emergency tarps to prevent further damage
- Reported the loss to their insurance company
- Contacted Coast 2 Coast Adjusters for professional representation
The Insurance Company’s Response
Despite the clear extent of damage, the carrier:
- Offered an initial settlement of only $11,485.88
- Failed to account for full roof replacement costs
- Ignored widespread interior water damage
- Attempted to close the claim at a fraction of its real value
How Coast 2 Coast Stepped In
Once retained, Coast 2 Coast:
- Conducted a thorough inspection of roof and interior damage
- Compiled detailed documentation and photo evidence
- Presented an accurate estimate reflecting the full scope of loss
- Negotiated aggressively to secure a fair and justified settlement
The Outcome
Settlement Achieved: $77,057.64
This represented a 570.94% increase compared to the insurance company’s final offer of $11,485.88.
Conclusion
Carriers often undervalue storm-related claims, especially when roof and interior water damages are involved. With Coast 2 Coast’s expertise and detailed documentation, the insured’s payout increased dramatically — ensuring the property was fully and properly restored to pre-loss condition.
Initial Offer: $11,485.88
Final Settlement: $77,057.64
Total Increase: $65,571.76
Percentage Increase: 570.94%
