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From $401 to Full Recovery: How We Fixed a Short-Paid Hurricane Claim

Final Settlement: $27,856.20

Initial Incident

After a hurricane caused severe roof and water damage, our client filed a claim expecting support. Instead, they received a shockingly low payment that barely covered minor repairs.

The Insurance Company’s Response

  • Sent an out-of-state adjuster unfamiliar with Florida’s building codes.
  • Rushed through the inspection without a proper damage assessment.
  • Ignored roofing code requirements and structural concerns.
  • Issued a payout of only $401.66, far below actual repair costs.

How We Helped

Coast 2 Coast Adjusters stepped in and took immediate action:

  • Reinspected the property and identified all overlooked hurricane-related damages.
  • Prepared a detailed, code-compliant estimate for full restoration.
  • Negotiated directly with the insurance company to correct the short payment.
  • Secured a fair settlement that reflected true repair costs.

The Final Result

Settlement Achieved: $27,856.20
Coast 2 Coast Adjuster turned a near-worthless payout into a complete and fair settlement, ensuring the homeowner could rebuild without financial strain.

Conclusion

This case highlights why homeowners should never accept a rushed or unfair hurricane claim. Coast 2 Coast stands up for policyholders—ensuring proper inspections, fair settlements, and full recovery.

Initial Offer: $401.66
Final Settlement: $27,856.20
Total Increase: $27,454.54
Percentage Increase: 6,835%

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