Final Settlement: $40,395.50
Initial Incident
A severe hailstorm damaged our client’s roof, causing both visible and hidden structural harm. The insured filed a claim seeking fair coverage for the full scope of roof restoration.
The Insurance Company’s Response
- Downplayed the extent of the hail damage as “cosmetic.”
- Issued a short payment of $21,086.02 for roof repairs.
- Failed to account for code upgrades and full material replacement.
- Refused to reassess the damages despite clear signs of deeper impact.
How We Helped
Coast 2 Coast Adjusters stepped in and took immediate action:
- Conducted a full roof inspection to document all hail-related damages.
- Prepared a comprehensive, code-compliant estimate reflecting true repair costs.
- Initiated the appraisal process to challenge the underpayment.
- Negotiated a fair settlement through factual evidence and expert representation.
The Final Result
Settlement Achieved: $40,395.50
Through expert handling and persistence, Coast 2 Coast successfully settled the claim for $40,395.50, ensuring the client received the compensation needed to properly restore their property.
Conclusion
This case proves that hail damage is more than surface-level — and Coast 2 Coast ensures insurance companies treat it that way. From underpayment to justice served, we secured what our client deserved.
Initial Offer: $21,086.02
Final Settlement: $40,395.50
Total Increase: $19,309.48
Percentage Increase: 91.57%
