Florida Summer Storm – Carrier Paid $21,543.81, We Settled for $42,968.19

Final Settlement: $42,968.19

Initial Incident

A summer storm with 65 mph winds caused roof damage to a 3-tab shingle roof, leading to missing and creased shingles along with water intrusion throughout the insured’s home.

The Insurance Company’s Response

• Issued a payment of $21,543.81 for repairs.
• Significantly undervalued the true cost of restoring the roof and interior.
• Ignored the higher costs homeowners faced when hiring contractors.
• Hoped the insured would accept the check without further challenge.

How We Helped

Coast 2 Coast Adjusters stepped in and took immediate action:

• Conducted a thorough roof and property inspection to identify all storm damages.
• Prepared an accurate estimate reflecting the full scope of needed repairs.
• Negotiated directly with the insurance carrier to challenge their low settlement.
• Secured a release ensuring the insured received the funds required for proper restoration.

The Final Result

Settlement Achieved: $42,968.19
The claim settled for $42,968.19, nearly double the initial offer, ensuring the homeowner had enough to fully restore the roof and fix related storm damages.

Conclusion

This case demonstrates how insurers often underpay for storm damage claims, leaving homeowners short of funds. With Coast 2 Coast’s expertise, the insured achieved the fair payout they deserved.

Initial Offer: $21,543.81
Final Settlement: $42,968.19
Total Increase: $21,424.38
Percentage Increase: 99%