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Final Settlement: $81,000.30
When a hurricane hit, our client trusted his insurance company to cover the damages—but the offer was nowhere near enough.
Initial Incident
When a hurricane strikes, homeowners expect their insurance company to be there in their time of need. Unfortunately, many are left disappointed with lowball estimates that don’t come close to covering repairs. Our client experienced this firsthand after a hurricane damaged his metal roof and caused interior water intrusion.
The Insurance Company’s Response
The carrier inspected the loss and issued an estimate of only $4,556.57, which:
- Was not enough to properly repair even a small section of the metal roof
- Failed to account for extensive interior water damages
- Left the insured without the ability to restore his home to pre-loss condition
How Coast 2 Coast Helped
Once Coast 2 Coast was brought in, we took immediate action:
- Took over representation of the claim
- Prepared a detailed and accurate estimate reflecting the true scope of loss
- Demanded appraisal to remove the claim from the hands of the desk adjuster
- Fought for the insured to secure a fair and full settlement
The Final Result
Settlement Achieved: $81,000.30
This was a 1,677.66% increase over the insurance company’s original offer.
Conclusion
Carriers often minimize hurricane damage, leaving policyholders without the funds to properly rebuild. With Coast 2 Coast representing him, our client’s payout increased from $4,556.57 to $81,000.30—a life-changing difference that ensured his home could be fully repaired.
Initial Offer: $4,556.57
Final Settlement: $81,000.30
Total Increase: $76,443.73
Percentage Increase: 1,677.66%
