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Final Settlement: $11,139.23
Water damage is the most frequent type of homeowner loss, and even minor incidents can result in significant repair costs. This client experienced such a loss when an angle stop failed, causing damage to their kitchen.
Initial Incident
The insured noticed water damage in their kitchen and filed a claim with their insurance company, expecting full coverage for repairs.
The Insurance Company’s Offer
Instead of covering the full cost, the insurer:
- Issued a payment of only $4,133.13
- Significantly undervalued the repair needs
- Left the homeowner responsible for a substantial portion of the costs
How Coast 2 Coast Stepped In
Once engaged, Coast 2 Coast:
- Reviewed the claim and identified underpayment
- Documented the full scope of water damage
- Negotiated with the insurance company to secure a fair settlement
- Ensured the payout reflected the true cost to repair the kitchen
The Final Result
Settlement Achieved: $11,139.23
This represented a 169.51% increase over the initial check issued by the insurance company.
Conclusion
Even common water losses can be underpaid by insurers. With professional advocacy, homeowners can recover the full value of their damages. Coast 2 Coast’s intervention turned a partial payout of $4,133.13 into $11,139.23, fully covering the kitchen repairs.
Initial Offer: $4,133.13
Final Settlement: $11,139.23
Total Increase: $7,006.10
Percentage Increase: 169.51%
