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Storm Damage Claim – Initial Offer Didn’t Even Cover the Roof

Final Settlement: $59,613.92

Initial Incident

After a storm swept across Florida’s west coast, our client’s home suffered significant roof damage and water intrusion throughout the interior. As expected, they turned to their insurance company for help recovering from the loss.

The Insurance Company’s Response

Instead of fully addressing the damage, the insurer responded with a lowball estimate that:

  • Did not cover the cost of a full roof replacement
  • Completely ignored much of the water intrusion damage inside the home
  • Came with a check for only $26,205.07

It seemed like the insurer hoped a quick payout would make the problem disappear. But our client knew better—and called us in to fight for what was fair.

How We Helped

Our team stepped in immediately to ensure this claim was handled the right way. We:

  • Conducted a comprehensive inspection of all storm-related damages
  • Wrote a detailed, accurate estimate based on real repair costs
  • Requested a reinspection to present the overlooked and underpaid damages
  • Provided full documentation to support the true scope of the loss

The Final Result

Thanks to our expertise and persistence, the insurance company agreed to a corrected settlement amount of $59,613.92.

  • That’s more than double the original offer
  • An increase of over 127%

Conclusion

When insurance companies underestimate storm losses, homeowners are often left struggling to cover repairs. In this case, our advocacy made the difference between incomplete repairs and a full recovery.

Initial Offer: $26,205.07
Final Settlement: $59,613.92

If your insurance company comes up short, we make sure you don’t. Let us fight for the full settlement you deserve.

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