Hurricane Milton Damage – Carrier Paid $4,990.48, We Settled for $42,603.20

Final Settlement: $42,603.20

Initial Incident

After Hurricane Milton, a senior homeowner in her 90s experienced water intrusion in three rooms and roof damage. Unable to inspect her roof herself, she relied on her insurance company’s assessment.

The Insurance Company’s Response

• Paid only $4,990.48 for roof and interior damages.
• Failed to properly assess the roof for hurricane-related damage.
• Overlooked the full scope of water intrusion repairs.
• Attempted to minimize payout, taking advantage of an elderly insured.

How We Helped

Coast 2 Coast Adjusters stepped in and took immediate action:

• Inspected the property thoroughly, including the roof.
• Determined the roof required full replacement after the hurricane.
• Prepared and submitted a detailed estimate reflecting the true damage.
• Advocated on behalf of our senior client until a fair settlement was reached.

The Final Result

Settlement Achieved: $42,603.20
The claim settled at $42,603.20, ensuring proper coverage for roof replacement and water damage restoration—far beyond the carrier’s initial underpayment.

Conclusion

This case illustrates how insurance companies may underpay, especially when dealing with vulnerable policyholders. With Coast 2 Coast’s representation, our senior client received the fair settlement she deserved.

Initial Offer: $4,990.48
Final Settlement: $42,603.20
Total Increase: $37,612.72
Percentage Increase: 753.6%