From Out-of-State Adjuster’s Mistake to Full Hurricane Settlement

Final Settlement: $60,144.08

Initial Incident

After a hurricane caused roof and interior damage, an out-of-state adjuster conducted a rushed inspection, missing major damages. The insured was left with a severely underpaid settlement that didn’t cover repairs.

The Insurance Company’s Response

• Sent a CAT adjuster unfamiliar with Florida building codes.
• Completed a quick, incomplete inspection missing key damage areas.
• Provided an inadequate payout of $2,306.85.
• Attempted to close the claim despite the clear underpayment.

How We Helped

Coast 2 Coast Adjusters stepped in and took immediate action:

• Performed a detailed reinspection documenting all storm-related damages.
• Identified code-related requirements the carrier completely overlooked.
• Prepared a comprehensive, fair estimate for total restoration.
• Negotiated aggressively to reach a fair and accurate settlement.

The Final Result

Settlement Achieved: $60,144.08
Coast 2 Coast Adjuster turned an underpaid hurricane claim into a fair and complete settlement that covered all necessary repairs and restoration.

Conclusion

When inexperienced adjusters miss critical damage, homeowners suffer—unless they have Coast 2 Coast on their side. Our expertise in Florida codes ensures policyholders receive every dollar they’re owed.

Initial Offer: $2,306.85
Final Settlement: $60,144.08
Total Increase: $57,837.23
Percentage Increase: 2,509.7%