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Hurricane Roof Damage Claim Triples After Fair Appraisal

Final Settlement: $37,155.31

Initial Incident

After a hurricane caused roof damage and water intrusion in four rooms, the insured filed a claim expecting proper coverage. The insurance company underpaid, leaving major repairs unfunded.

The Insurance Company’s Response

  • Acknowledged coverage but significantly undervalued the true cost of repairs.
  • Issued a low payout of $15,941.71 for all roof and interior damages.
  • Ignored the full scope of hurricane-related water intrusion.
  • Attempted to settle quickly without addressing full restoration needs.

How We Helped

Coast 2 Coast Adjusters stepped in and took immediate action:

  • Conducted a comprehensive reinspection of both the roof and interior.
  • Created a detailed estimate outlining all necessary code-compliant repairs.
  • Represented the insured during the appraisal process for fair resolution.
  • Secured a final settlement that accurately reflected the damage and rebuild cost.

The Final Result

Settlement Achieved: $37,155.31
With Coast 2 Coast Adjuster’s expertise, the insured’s hurricane claim was fairly valued—more than tripling the original offer for complete restoration.

Conclusion

When insurance companies underpay roof damage claims, Coast 2 Coast ensures homeowners receive what they’re truly owed. Experience, accuracy, and advocacy make all the difference in every settlement.

Initial Offer: $15,941.71
Final Settlement: $53,097.02
Total Increase: $37,155.31
Percentage Increase: 233.07%

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